Real Estate

Older attached and detached homes, apartments, mixed-use buildings, historic resources and walkable access to restaurants, shops, Union Square and the Delaware River.

Historic transportation setting with direct river access, excursion-rail activity and significant redevelopment planning. Flood and redevelopment review are particularly important.

Established residential streets close to schools, St. Luke's Warren Campus, parks and neighborhood services.

Residential neighborhoods with access to schools, athletic areas and larger park facilities away from the riverfront core.

Major transportation corridor combining residential blocks with highway-oriented businesses, services and institutional uses.

Some residential streets sit near rail corridors, industrial zoning or former industrial properties. Buyers should review current land use, noise, truck routes and redevelopment plans.

The town provides a zoning-district map, online zoning-permit application, plot-sketch example and current code resources.

Phillipsburg zoning includes single-family and multiple multifamily residential districts, along with mixed-use and redevelopment areas. Legal unit count must be verified.

Fences, sheds, pools, porches, additions, changes of use and new construction can require zoning and construction approvals.

Site plans, subdivisions and variance requests go through the Land Use Board when required. The board is also actively reviewing redevelopment matters in 2026.

The Assessor's Office values property, prepares the tax list, maintains parcel records and maintains the municipal tax map.

The tax office collects property taxes, sewer rents, liens and other municipal charges and provides online lookup/payment tools.

Phillipsburg property taxes are billed on the standard New Jersey quarterly schedule: February 1, May 1, August 1 and November 1.

The town provides municipal tax-map search tools. Use block and lot to distinguish properties inside Phillipsburg from nearby 08865 postal-address properties.

Early-childhood campus for Phillipsburg students.

Primary-grade campus.

Elementary campus for grades three through five.

The district continues through Phillipsburg Middle School and Phillipsburg High School.

Rental registrations are required electronically. The town moved the annual due date to March 1 and currently lists a $150 per-unit registration fee.

Rental owners are responsible for obtaining the required Certificate of Habitability and scheduling the associated inspection.

The town began a more structured residential rental inspection program in 2025, including scheduled inspections beginning in the historic commercial district around Union Square.

Rental advertising, screening and tenant treatment must comply with federal and New Jersey fair-housing law. Avoid discriminatory language or policies.

The town states that a Certificate of Habitability is required for occupancy of a home. Inspections are used to bring properties into compliance with applicable town codes.

The Inspections Division specifically directs buyers and sellers to contact the office regarding planning, zoning, Certificates of Habitability and property-transfer questions.

Confirm that additions, finished spaces, electrical work, plumbing, heating equipment and conversions were properly permitted and approved.

Town inspection guidance highlights common issues involving electrical devices, heating systems, plumbing leaks, sewer connections and other habitability items.

Choose professionals who understand the difference between the Town of Phillipsburg and surrounding municipalities that share the 08865 mailing address.

For nineteenth- and early-twentieth-century homes, inspectors and contractors should be comfortable with older masonry, electric, plumbing, heating and structural systems.

Rental-property buyers should verify legal unit count, registration, Certificates of Habitability, current inspection status and municipal charges before relying on projected income.

Attorneys, planners, architects, engineers and environmental professionals may be important when evaluating redevelopment, mixed-use or former industrial property.